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Jumbo Loans

Looking to purchase a high-value property? Jumbo loans exceed conventional loan limits. Plus, they offer flexible financing for high-net individuals, competitive rates, and customized solutions tailored to your specific requirements.

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Big Dreams Deserve Jumbo Loans.

Why Go Jumbo?

When conventional lending falls short, jumbo loans step in. Ideal for high-net individuals with big goals, these loans offer the financial power and flexibility needed to secure luxury properties.

Is a Jumbo Loan Right For You?

Jumbo loans cater to a diverse range of borrowers. However, they’re ideal for those who:

Need flexible financing for high-value properties that exceed conventional loan limits.
Want competitive interest rates.
Have a strong financial profile, high credit scores, and substantial assets.
Value customization and flexible solutions tailored to their unique financial situation.
Are looking to secure luxury homes and elevate their homeownership experience.

Jumbo Loan Benefits

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Non-Conforming Loan
Jumbo loans allow you to finance high-value properties that exceed conventional loan limits.
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May Not Need 20% Down
You may not need a 20% down payment, which means more flexibility for borrowers with substantial assets and strong financial profiles.
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Competitive Interest Rates
Despite larger loan amounts, Jumbo loans often offer competitive interest rates, helping you save on long-term borrowing costs.
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Buy a Larger Home
Jumbo loans enable you to purchase a larger, more luxurious home that aligns with your high net worth and needs.

Jumbo Mortgage Requirements

Wondering if jumbo loans are right for you? Explore our eligibility requirements:

  • Credit Score: To secure a jumbo loan, aim for a credit score of 680 or higher. This helps us assess your creditworthiness.
  • Down Payment: Plan for a down payment, typically ranging from 10% to 30%. This offers you flexibility based on your financial situation.
  • Documentation: It's important to have sufficient cash reserves, covering 6 to 18 months of mortgage payments.
  • Cash Reserves: May require enough cash reserves to handle 6-18 months of mortgage payments.
  • Appraisals: We may request a second appraisal to ensure the accurate valuation of the property. This step adds an extra layer of assurance to our lending process.

Jumbo Mortgage Applications: Our Process

Wondering what to expect when you apply? It all begins with a straightforward application, where we collect details about your income, employment history, and existing debts. Next, we assess this information to evaluate your financial stability and creditworthiness. From here, you’ll be asked to provide additional documentation, such as pay stubs and tax returns.

Rest assured, we're here to assist you at every step, keeping everything seamless, transparent, and stress-free.

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Master Your Mortgage: Jumbo Mortgage Calculators

In addition to jump-starting jumbo mortgage applications with our checklist, you can take another step forward by using our free mortgage payment calculator. This user-friendly tool considers your loan amount, interest rate, and loan term, making it easier to plan your finances and make informed decisions for your home purchase.

Our Team

Meet the dedicated professionals who will guide you to the doorstep of your dream home. Our team seamlessly blends industry knowledge with personalized customer service to ensure a smooth and supportive homebuying experience. With us, you are more than just a client—you're a valued family member.

Meet the Team
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Here’s Why We Do What We Do

I had a great overall experience with Eagle Home Financial. They were extremely knowledgeable and made the entire mortgage process very quick and easy. Any large purchase can be overwhelming but they were there to promptly answer any and all questions. I would highly recommend Eagle Home to any friends or family.

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Ricky Gundrum
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Why Work With Us?

Fast Closing

Fast Closing

Complete your mortgage process in as little as three weeks for a faster home-buying experience.

Expertise at Every Step

Expertise at Every Step

Receive personalized advice from experienced mortgage experts who understand your needs and treat you like family.

Competitive Rates

Competitive Rates

Gain access to the most competitive rates in the market while lowering your long-term mortgage expenses.

Explore Our Resources

Looking for simple answers about the mortgage process? Our resources will help. Covering everything from applications to credit requirements, closing costs, and rates, you’ll find clear, easy-to-understand answers to common mortgage questions here.


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Your Dreams Deserve Flexible Financing

Ready to explore jumbo loans and turn your homeownership dreams into reality? Our team is here to provide the flexible financing solutions you need for your high-value property.
Apply Now